Sunday, March 13, 2005

California may be forced to finally reform welfare

California may be forced to finally reform welfare
The Terminator may help the real John Conner shut down the ‘money machines’
http://www.mensnewsdaily.com/archive/u-v/untershine/2005/untershine031405.htm

Jim Untershine, GZS of LB, 03-13-05

The offensive bankruptcy bill, which the Senate recently passed into law, has been lobbied for by Banks and Credit Card companies who are sick and tired of getting stiffed by parents who were impoverished by Family Law. Breadwinning parents who were cast aside by Family Courts and forced to pay outrageous amounts of money and the dependant parents forced to beg for welfare when the breadwinner becomes unemployed.

As reported by USA Today - “Supporters of the bill, which include credit card companies and banks, say the change would prevent abuses by compulsive shoppers, gamblers, deadbeat parents and others who don't want to be responsible for their debts.”, “During debate on the Senate floor, Sen. Edward Kennedy, D-Mass., said; ‘The bankruptcy courts are filled with cases of hardworking single mothers who were pushed over the financial brink because they failed to get the child support they deserve’.”

Banks and credit card companies may soon realize that Child Support Enforcement (CSE) is guaranteed by Federal Law to have the ”first crack” at a deadbeat parent’s income. Rather than waiting for this meaningless bankruptcy law to have no affect on the problem, credit card companies may take a few seconds to construct a rudimentary database that would finally reform welfare and make CSE disappear.

California Governor, Arnold Schwarzenegger, may be able to pull a rabbit out of a hat by trading welfare reform for Federal penalty forgiveness and canceling expensive contracts by shortsighted companies promising the State’s salvation. Making CSE disappear may be the only way California can bring the State’s budget back in the black.

As reported by the Sacramento Bee – “Gov. Arnold Schwarzenegger's appeals to the Bush administration to stop the fines won a temporary delay of last year's penalty but, to the surprise of Schwarzenegger administration officials, the federal government is now demanding payment of both this year's and last year's penalties - a total of $385 million. The state already has paid about $750 million in federal penalties.”

A fair and just Family Law system would finally grant parents the RIGHT to support their children. It would also stop the senseless violence, loss of life, and acts of desperation by parents who are being persecuted by the present out of control Family Law system or by parents who would do anything to avoid it. Leveling the playing field may come at some great cost, however, since it would lead to the deletion of useless government programs like "Child Support Enforcement (CSE)", “Temporary Aid to Needy Families (TANF)”, “Child Protective Services (CPS)”, “Social Security”, "Responsible Fatherhood", and "Healthy Marriage".

The "Family Rights" program and the soon to be privatized "Custody Free" child support program (which has come into existence before coming into existence) will be the only active programs operating on the Family Law platform. TANF, CSE, and CPS programs will all be leisure services within the "Labor", "Treasury", "Education" and "Agriculture" departments in every State.

The Family Law environment of the future provides for the "Preservation, Protection, and Prosperity" of families by allowing parents to record and scrutinize the cost of raising their children. When a child is born (in this new family friendly environment) a bookmark is created which points to the child's biological parents, and is recognized by various government programs as a potential customer regarding streams of support offered by the taxpayers. Each child's bookmark will point to a credit card account that will serve as a bucket for financial assistance that can be filled by parents, employers, medical insurance, and government agencies. The charges made to the child's account will be limited to an approved list of goods or services that are agreed upon by the child's parents. The deposits and expenditures on the goods or services associated with this "Custody Free" account will provide feedback to the parents, and optionally to USDA (Agriculture Dept), CSE (Treasury Dept), CSE (Labor Dept), and TANF/CPS (Education Dept).

The system is already in place - Companies already record everything that we buy

When a customer gathers groceries at a major supermarket - they produce the store's "Discount Card". When a customer gathers goods at a major department store - they produce the store's "Charge Card". When a customer gathers medical services at a medical facility - they produce a medical "Insurance Card". Scanning the customer's card creates a file on each company's computer identifying every item purchased by this customer. If each company forwarded the summaries of itemized charges back to the customer (or agency, bank, employer, church, or accountant), then debts could be distributed to those authorized to pay for each particular charge.

Parents living together after the birth of a child will establish a child support baseline that would have little reason to change if the parents ever choose to separate. Parents who choose not to live together will contribute to the "Custody Free" account and their contributions may vary depending on their present income or the level of their child's financial bucket. The account can lock the contributions made by each parent and the financial surplus can spill over to a college fund that would earn interest and also serve as a cash reserve for periods of unexpected parent unemployment.

And now a word from our sponsor – Stop the destruction of the American Family

The American Coalition of Fathers and Children (under the leadership of Dr Stephen Baskerville and Michael McCormick) have issued “An appeal to the parents of America about the destruction of the American Family”. All parents (regardless of gender) are urged to join the ACFC “in demanding that our elected officials at all levels investigate the machinery of Family Law and child custody and render a full and candid account to the American people”. Download the recent flyer from the ACFC website and subscribe to the “The Liberator” and share this information with your local lawmakers.

CONTACT: ACFC – 1718 M St. NW, #187 – Washington, DC 20036 – info@acfc.org - (800) 978-3237 – www.acfc.org

Friday, March 11, 2005

The Family Law ‘Dead Zone’

The Family Law ‘Dead Zone’
Taxpayers are riding a dead horse in California
http://www.mensnewsdaily.com/archive/u-v/untershine/2005/untershine031205.htm

Jim Untershine, GZS of LB, 03-11-05

Riding on the shoulders of Child Support Enforcement – ‘Supremacy Feminists’, ‘Responsible Fatherhood’ advocates, ‘Healthy Marriage” advocates, misguided journalists, and private corporations have chosen to pursue a father bashing agenda. The most recent attention getters seem to be the Washington Post expose on the homicides of pregnant women, the Pittsburgh Live article condemning deadbeat dads, the poisonous advertising campaigns by ‘David & Goliath’, ‘Dominoes Pizza’ and ‘Verizon’, the aging ‘Family Court Report’ that was issued by the California National Organization for Women (NOW), and the book ‘Fatherless America’ by David Blankenhorn of the Institute for American Values.

While the present administration seems to be interested enough in the child support problem to prompt all States to implement programs to persecute the parents who are ‘letting the taxpayers down’, they don’t seem interested enough to take a closer look at the obvious source of the problem. Family Law and CSE are designed to only affect parents - although paternity fraud and same-sex marriage can provide additional victims. Disparaging the parents who happen to be fathers is due to the fact that 85% of them do not have custody of their children, which is due to the fact that they were identified by their State to be the only parent capable of financially supporting their children. The cash flow between parents must be somehow interrupted to allow collection of child support and the accrued interest, allowing money to be earned by the State’s CSE program.

The birthday of a deadbeat parent (under the control of Family Law) is the date they become unemployed, which is the start of the Family Law ‘Dead Zone’. The ‘Dead Zone’ ends when Child Support Enforcement (CSE) files a Civil Court order enforcing a new or old child support order assigned to the unemployed parent - complete with a total of how much the unemployed parent failed to pay and an estimate of the accrued interest on the money that never appeared. Federal law demands 6% maximum on child support principal and the interest must be collected last.

Mike Cox, Attorney General of Michigan, has pulled out all the stops attempting to make parents pay his CSE agency. The power of the Federal Law allows the Justice department of each State to deprive rights and privileges, impose a financial embargo, and secure Civil Court wage-withholding orders targeting the parents who lost their jobs attempting to pay child support. Federal Law limits wage withholding to 65% maximum of the parent’s net income.

It may seem obvious, but the money stops when a parent paying child support becomes unemployed. It may also seem obvious that an employer is the “deep pockets” litigant regarding any Civil Court enforcement of a wage withholding order. Why would a Civil attorney turn their back on their former client, if they were a party in securing that wage withholding order? Did the employer simply decide to stop withholding the child support payments in violation of Federal Law? Did the employer terminate the paying parent’s employment or refuse to hire them due to the existence of child support withholding in violation of Federal Law?

While Civil attorney apathy can be explained away by pointing to the inaction by the recipient of child support payments, CSE attorneys are compelled to enforce wage withholding orders, since it is demanded by the same Federal Law that gives them the power to persecute the new unemployed parent. A Civil Court proceeding that finds the employer has discriminated against their employee or refused to ‘go along with the program’ would be ordered to resume payments or rehire the employee and may be fined for their “unacceptable practice”. A Civil court proceeding letting the employer ‘off the hook’ would also lead to a downward modification in the child support amount demanded of the unemployed parent, which is probably what caused this problem in the first place.

A State failing to comply with a Federal mandate that is designed to allow child support to be received by a dependent parent on behalf of the children is not enough to shut down a State’s lawless money machine. Instead, the offending State is deprived of Federal financial participation regarding the operation cost of the State’s CSE program. American taxpayers repay the operating costs regarding each State’s CSE program as a function of violating the Federal law – 66% for 0 years of violation, 62% for 1, 58% for 2, 50% for 3, 41% for 4, and 36% for more. The penalty money that would have been used by California to pay CSE operating costs will be put in the Federal CSE Incentive pool to reward all States for successfully collecting child support. Half of the $446 million incentive pool that is ‘up for grabs’ to all States is funded by California ‘hush money’. The Federal incentive calculation allows States to double the actual collection of welfare, foster care, and interest on back child support, since these collections must be made last.

The annual $200 million drain and the escalating welfare roles of California are both due to a failed CSE agency under the control the State’s Attorney General, Bill Lockyer. The published reason for imposing the Federal penalty on California was due to an unacceptable CSE accounting system, which failed to track new employers of re-employed parents. Even if IBM reinvents the credit card in 4 years costing the California taxpayers over $800 million, the system will still be unacceptable enough for the Federal government to continue penalizing the State.

Dissolving CSE into existing State departments would guarantee compliance with the Federal mandate:

  • Labor Department - CSE would be there for parents attempting to abide by court orders if they suddenly become unemployed.

  • Treasury Department - CSE would already have a vehicle for withholding wages, accurately counting money, and providing feedback regarding a parent’s net income.

  • Education Department – CSE would be there for children who don’t seem to be receiving the goods and services that were purchased by a parent or the taxpayers.

"I believe that the existence of the classical 'path' can be pregnantly formulated as follows: The 'path' comes into existence only when we observe it" (Werner Heisenberg, in uncertainty principle paper, 1927)